Money Personality Test: What's Your Money Type?
Super saver, checkout addict, or balance avoider? Discover your money personality in 20 statements.
- Estimated duration: 4 minutes
- Number of questions: 20
- Age range: 15–99 years
- Category: Fun Quiz, Self Discovery , Personality
About this instrument
How we handle money is often shaped by beliefs we picked up as kids. Some people feel safe when they save, some shop to cheer themselves up, some would rather not think about money at all, and some believe money is the key to freedom. This test helps you recognise your money personality so you can manage money in a way that suits you.
What you'll get:
Your main money type out of five
A result card to save and share
Strengths, telltale signs, and practical tips for your type
A chart of all five types and your second type
About this test: 20 statements, about 4 minutes. This is a self-reflection test , not a validated psychological test, and not financial advice.
Source: Mindovia Original. Questions, type names, and result texts were written by the Mindovia team. Four types draw on the idea of money scripts , beliefs about money formed early in life (Klontz et al., 2011): money avoidance, money worship, money status, and money vigilance. The Treat-Yourself type draws on research on emotional spending and present bias, the pull towards rewards now over later (O'Donoghue & Rabin, 1999). This test does not use items from the Klontz Money Script Inventory and is not affiliated with these researchers.
What it reflects on
- The Vigilant Saver
- The Treat-Yourself Spender
- The Money Avoider
- The Status Seeker
- The Money-Is-Freedom Dreamer
How to take it
Choose how well each statement describes you.
Think about your money habits over the past few months.
There are no right or wrong answers, and no type is the best.
Answer based on what you usually do, not what you think you should do.
This test is for self-reflection, not a psychological measure or financial advice. For decisions about investing, loans, or debt, check that the provider is licensed and talk to a financial planner. If money worries leave you very anxious or stressed, talk to a psychologist.